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Start the Roth IRA conversion conversation with confidence

As retirement approaches, your clients may be asking smart questions about taxes, and Roth IRAs could offer powerful answers.

Help them understand the potential long-term tax advantages of partial Roth conversions with these two guides:

  • Understanding the Pro-Rata Rule and its role in backdoor Roth strategies
  • The Two 5-Year Rules and how they can impact eligibility for tax-free and penalty-free withdrawals

Roth IRAs can help your clients manage their tax liability and maintain flexibility in their retirement planning. Whether you’re guiding high earners or legacy-minded clients, partial conversions can be a flexible way to help create tax-free income later.

Download the guides and start Roth IRA  conversion conversations with confidence.

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Any information regarding taxation contained herein is based on our understanding of current tax law, which is subject to change and differing interpretations. This information should not be relied on as tax, legal or financial advice and cannot be used by any taxpayer for the purposes of avoiding penalties under the Internal Revenue Code. We recommend that taxpayers consult with their tax or legal professionals for applicability to their personal circumstances. Withdrawals and surrender of taxable amounts are subject to ordinary income tax, and except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59½.