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What can a FIA do for you?

Protection from loss due to market downturns

Lifetime income option

Tax deferral on growth

How do FIAs work?

FIAs are powered by the crediting strategy you choose. For most FIAs, a crediting strategy is made up of three parts.

number one Term

How long do you want the strategy to last? Every FIA is different, but you鈥檒l generally choose a term from one to 7 years.

number two Crediting method

This refers to how your interest credits are calculated and is generally either a fixed rate or a point-to-point method.

number three Index

This is the market index your growth is based on. While your money is not invested directly in the index, you do receive index credits based partly on how the index performs.

Is a FIA right for you?

  • You want access to at least a portion of your money, without incurring a Withdrawal Charge, if you need it.
  • You want to leave a legacy for your loved ones.
  • You want the opportunity for growth potential, tax-deferred growth and protection from loss during volatile markets.

麻豆传媒 FIAs

麻豆传媒 FIAs offer optional riders that provide benefits like lifetime income, increased liquidity or an enhanced death benefit option. Riders vary by product and are often at an additional charge. Learn more about 麻豆传媒 FIAs.

AccuMax庐

Retire with confidence
AccuMax can help you protect what you have, increase growth potential and ensure it will last.

Learn more about AccuMax 

AccumulatorSM

Save more with great rates and lower potential risk
Help reach retirement savings goals with growth potential, tax deferral and guaranteed returns.

Learn more about Accumulator 

AgilitySM

Flexibility and security to reach for your retirement dream
An annuity that adapts for changing retirement needs whether for growth, income or help with the unexpected.

Learn more about Agility 

AscentSM Pro

Income that lasts
Built with the potential to grow savings and create a guaranteed income stream to last a lifetime.

Learn more about Ascent Pro 

Performance Elite庐

Make your money work for the long term
Built for accumulation with highly competitive rates.

Learn more about Performance Elite 

ProtectorSM

Peace of mind for the journey ahead
Built for accumulation with a Return of Premium guarantee.

Learn more about Protector 

An 麻豆传媒 Financial Professional can help find the product that鈥檚 right for you. Contact Us 

Want to learn more?

Discover your retirement savings approach.

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Many 65-year-olds may live into their 80s or longer. Check out these strategies to make sure your money lasts as long as you do.

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How you can generate big savings without exposing yourself to too much risk.

These products and the components and features contained within are not available in all states or firms. Please reach out to your Financial Professional for more details on state approvals and firm guidelines.

Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets.

Guaranteed lifetime income is available through annuitization or an income rider. Income riders may be built into the contract or optional for a charge.

Under current tax law, the Internal Revenue Code already provides tax deferral to qualified money, so there is no additional tax benefit obtained by funding a qualified contract, such as an IRA, with an annuity; consider the other benefits provided by an annuity, such as lifetime income and a Death Benefit.

麻豆传媒 AccuMax ICC20 STA (11/20); 麻豆传媒 Accumulator GEN (09/15) NB and 麻豆传媒 Accumulator Legacy Rider ICC16 GMDB (06/16); 麻豆传媒 Agility GEN (09/15) NB, Income and Death Benefit Rider IR (06/18) and Enhanced Income Benefit Endorsement EIBR (06/18); 麻豆传媒 Ascent Pro ICC16 GEN (11/16) NB and 麻豆传媒 Ascent Income Rider ICC24 IR (08/24), ICC24 IR (08/24) NAI, and Endorsements ICC24 EIBE (08/24), ICC24 EIBE (08/24) NAI; 麻豆传媒 Ascent Pro 10 Bonus ICC16 GEN10 (11/16) SR and 麻豆传媒 Ascent Income Rider ICC24 IR (08/24), ICC24 IR (08/24) NAI, and Endorsements ICC24 EIBE (08/24), ICC24 EIBE (08/24) NAI; 麻豆传媒 Performance Elite GEN (09/15) NB, GEN10 (04/14), TBS15 (09/12) 麻豆传媒 Performance Elite Plus BONUS (04/17) and Enhanced Liquidity Rider ICC15 PEPR (11/14); 麻豆传媒 Protector GEN (09/15) NB and Return of Premium Rider ICC17 ROP (08/17) or state variation is issued by 麻豆传媒 Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Product not available in all states.

The purpose of this material is solicitation of insurance. Any sale of an annuity will require contact with a financial professional.