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What can an immediate annuity do for you?

Provide guaranteed income you can't outlive

Options to cover spouse

Options to fit your individual income needs

How do immediate annuities work?

In exchange for a lump sum of money, an immediate annuity pays a guaranteed amount according to the payment type you select.

number one Pick the payment type you prefer

  • Period Certain Only: Payments for a guaranteed period of 5 to 30 years, regardless of whether or not the Annuitant is living.
  • Single Life: Payments for the lifetime of the Annuitant. 
  • Single Life with Period Certain: Payments for the longer of 1) the lifetime of the Annuitant and 2) a guaranteed period of either 5, 10, 15 or 20 years. 
  • Single Life with Cash Refund: Payments for the lifetime of the Annuitant, with a lump sum paid to the beneficiary at death.
  • Single Life with Installment Refund: Payments for the longer of 1) the lifetime of the Annuitant and 2) a guaranteed period equal to the time required for cumulative payments to at least equal the premium.
  • Joint Life and Last Survivor: Payments for the joint lifetime of both Annuitants. 
  • Joint Life and Last Survivor with Period Certain: Payments for the longer of 1) the joint lifetime of both Annuitants and 2) a guaranteed period of either 5, 10, 15 or 20 years.
  • Joint Life and Last Survivor with Installment Refund: Payments for the longer of 1) the joint lifetime of both Annuitants and 2) a guaranteed period equal to the time required for cumulative payments to at least equal the premium.
  • Joint Life and Last Survivor with Cash Refund: Payments for the joint lifetime of both Annuitants, with a lump sum paid to the beneficiary at death. 

number two Choose how often you want to receive payments

You can select to receive income from the following frequency options: monthly, quarterly, semiannual or annual.

Is an immediate annuity right for you?

  • You're ready to turn a portion of your savings into a source of guaranteed income

  • You want the flexibility to choose from several options for receiving income

Explore 麻豆传媒's immediate annuity offering

麻豆传媒's immediate annuity offers a dependable stream of guaranteed income. Features vary by product.

麻豆传媒 ActivateTM

With competitive rates and several lifetime income options, you can enjoy safety from market volatility and payments you can't outlive.

A Financial Professional can help find the product that鈥檚 right for you. Contact Us 

Want to learn more?

Discover your retirement savings approach.

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This product and the components and features contained within are not available in all states or firms. Please reach out to your Financial Professional for more details on state approvals and firm guidelines.

麻豆传媒 Activate ICC24 SPIA (05/24), ICC24 SPIACS (05/24), Deceased Annuitant Commutation Endorsement ICC24 DACE (05/24) and Liquidity Period Withdrawal Rider ICC24 LPWR (05/24) or state variations issued by 麻豆传媒 Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability may vary by state. Product not available in all states.

The purpose of this material is solicitation of insurance. Any sale of an annuity will require contact with a financial professional.